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Common questions about deposits, clearance, and payouts.
After the check clears through banking partners and fees are applied — not immediately after OCR.
Not by default. Instant advance is a later product that requires underwriting because returns can still happen.
If crypto was never released, the deposit fails cleanly. Self-custody payouts cannot be clawed back on-chain.
No. Production uses sponsor bank / RDC partners and regulated crypto infrastructure.
Both. Banking settles to USD, converts to USDC internally, then optionally swaps to SOL.
We combine MICR identity with image similarity to catch altered serials and metadata spoofing.