Legal
How we collect, use, and protect information when you use Paycheck.
Account details, KYC information, device/session data, check images, OCR outputs, risk assessments, wallet addresses, and transaction records needed to operate deposits and payouts.
Routing and account numbers from MICR are encrypted/tokenized and retained only as long as needed for processing, dispute handling, and legal obligations.
To provide deposits, detect fraud/duplicates, comply with AML/sanctions requirements, settle funds, convert to crypto, and improve product reliability.
We share data with banking/check partners, crypto infrastructure providers, identity vendors, and as required by law. We do not sell personal data.
Retention periods follow operational, fraud, and regulatory needs. Images and MICR data are minimized where possible.
privacy@paycheck.app